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Creditum (Private limited company)

BE 0840.871.521 Active ●Hundelgemsesteenweg 492A, 9820 Merelbeke-Melle

Creditum is a Belgian company registered with the Crossroads Bank for Enterprises under enterprise number 0840.871.521. It was founded on 08-11-2011. Its registered office is in Merelbeke-Melle. Its main activity is: Financial service activities, except insurance and pension funding. Its annual accounts for 2025 report equity of € 15 519 and a profit of € 43. Addrly gives it a financial health grade of E, on a scale from A (safest) to E (most at risk). It filed its annual accounts within the legal deadline for 0 of its last 4 financial years.

Information last updated on 21-10-2026.

Company information

Status
Active
Enterprise number
BE 0840.871.521
VAT registered
No
Founded
08-11-2011
Latest accounts
2025
Employees
-
Region
Flanders
Establishments
1
Filing record
Late for 2020, 2021, 2022, 2025
Peppol e-invoicing
Not registered
Registered office
Hundelgemsesteenweg 492A, 9820 Merelbeke-Melle
Main activity
Financial service activities, except insurance and pension funding
NACE activities
64922 Octroi de crédit hypothécaire
64999 Autres activités des services financiers, nca
66199 Autres activités auxiliaires de services financiers nca, hors assurance et caisses de retraite

Key figures of Creditum

2025202220212020
Profit / loss
iWhat the period earned after taxes. A negative amount is a loss.
€ 43€ 17+15 %€ 14+124 %€ 6
Equity
iWhat belongs to the shareholders: capital contributed, reserves and profits kept in the company.
€ 15 519€ 15 5330 %€ 15 5170 %€ 15 502
Total assets
iEverything the company owns. Equal to total equity and liabilities, which says how it is financed.
€ 455 267€ 16 104-14 %€ 18 749+2 %€ 18 394
Gross margin
iSales and other operating income, minus purchases of goods and services. What is left to pay the staff and everything else.
€ 741€ 640+10 %€ 584+9 %€ 538
Employees (FTE)
iAverage number of workers over the period, in full-time equivalents.
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Financial estimate

Financial health grade E, on a scale from A (safest) to E (most at risk)
Health barometer
The failure probability and the indicators behind this grade are visible with a free account.
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Illustrative preview
Detected events
Appointments, capital, registered office, proceedings, extracted from the official acts.
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Directors & mandates
3 mandates on record in the annual accounts.
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Frequently asked questions

Is Creditum still active? Yes. The Crossroads Bank for Enterprises lists Creditum as active.

What is the VAT number of Creditum? Creditum is not registered for VAT. Its enterprise number is 0840.871.521.

When was Creditum founded? Creditum was founded on 08-11-2011.

What is the address of Creditum? The current registered office of Creditum is Hundelgemsesteenweg 492A, 9820 Merelbeke-Melle.

When did Creditum last file annual accounts? The latest annual accounts of Creditum were filed on 30-09-2026.

Does Creditum file its annual accounts on time? Creditum filed its annual accounts within the legal deadline for 0 of its last 4 financial years. Late: 2020, 2021, 2022, 2025.

Is Creditum financially healthy? Addrly gives Creditum a financial health grade of E, on a scale from A (safest) to E (most at risk). The failure probability and the indicators behind it are visible with a free account.

Is Creditum profitable? The annual accounts of Creditum for 2025 show a profit of € 43.

What is the equity of Creditum? The equity of Creditum was € 15 519 at the close of the 2025 financial year.

Who are the directors of Creditum? The annual accounts of Creditum record 3 mandates. The names, roles and dates are visible with a free account.

Can Creditum receive Peppol e-invoices? Creditum is not registered on the Peppol network at the moment.

What does Creditum do? The main activity of Creditum is: Financial service activities, except insurance and pension funding.

Sources

How Addrly builds and refreshes this data