L'Observatoire du Crédit et de l'Endettement (Non-profit association)
L'Observatoire du Crédit et de l'Endettement is a Belgian company registered with the Crossroads Bank for Enterprises under enterprise number 0452.320.403. It was founded on 31-03-1994. Its registered office is in Charleroi. Its main activity is: Activities of membership organisations. Its annual accounts for 2025 report equity of € 568 330 and a profit of € 38 479. These accounts report 9.3 full-time equivalents. Addrly gives it a financial health grade of A, on a scale from A (safest) to E (most at risk). It filed its annual accounts within the legal deadline for each of its last 4 financial years.
Information last updated on 07-10-2026.
Company information
Key figures of L'Observatoire du Crédit et de l'Endettement
| 2025 | 2024 | 2023 | |
|---|---|---|---|
Profit / lossiWhat the period earned after taxes. A negative amount is a loss. | € 38 479-37 % | € 60 841+52 % | € 40 092 |
EquityiWhat belongs to the shareholders: capital contributed, reserves and profits kept in the company. | € 568 330+6 % | € 536 518+18 % | € 455 676 |
Total assetsiEverything the company owns. Equal to total equity and liabilities, which says how it is financed. | € 771 107+17 % | € 657 904+8 % | € 606 584 |
Gross marginiSales and other operating income, minus purchases of goods and services. What is left to pay the staff and everything else. | € 778 920+19 % | € 655 053-11 % | € 736 500 |
Employees (FTE)iAverage number of workers over the period, in full-time equivalents. | 9.3+37 % | 6.8-22 % | 8.7 |
Financial estimate
- 9 Board links
Similar companies
Other companies in the same activity in Charleroi.
| Company | Town |
|---|---|
| Jeunesse et Vie | 6030 Charleroi |
| OEUVRES PAROISSIALES ET CERCLE L'OASIS DE LA PAROISSE SAINTE BERNADETTE A MARCHIENNE AU PONT | 6030 Charleroi |
| Sanctuaire Sainte-Rita-Marchienne-au-Pont | 6030 Charleroi |
| ASSOCIATION AMITIE(en turc DOSLUK DEMEGI) | 6030 Charleroi |
| MAISON DE LA PARTICIPATION ET DES ASSOCIATIONS | 6030 Charleroi |
| EGLISE DE DIEU EN BELGIQUE LA NOUVELLE JERUSALEM A CHARLEROI | 6030 Charleroi |
| ALTINOLUK "Le Chemin de Hudayi" | 6030 Charleroi |
| AVANTISSIMO | 6030 Charleroi |
Frequently asked questions
Is L'Observatoire du Crédit et de l'Endettement still active? Yes. The Crossroads Bank for Enterprises lists L'Observatoire du Crédit et de l'Endettement as active.
What is the VAT number of L'Observatoire du Crédit et de l'Endettement? L'Observatoire du Crédit et de l'Endettement is not registered for VAT. Its enterprise number is 0452.320.403.
When was L'Observatoire du Crédit et de l'Endettement founded? L'Observatoire du Crédit et de l'Endettement was founded on 31-03-1994.
What is the address of L'Observatoire du Crédit et de l'Endettement? The current registered office of L'Observatoire du Crédit et de l'Endettement is Place du Perron 38, 6030 Charleroi.
When did L'Observatoire du Crédit et de l'Endettement last file annual accounts? The latest annual accounts of L'Observatoire du Crédit et de l'Endettement were filed on 26-06-2026.
Does L'Observatoire du Crédit et de l'Endettement file its annual accounts on time? Yes. L'Observatoire du Crédit et de l'Endettement filed its annual accounts within the legal deadline for each of its last 4 financial years.
How many employees does L'Observatoire du Crédit et de l'Endettement have? L'Observatoire du Crédit et de l'Endettement employs 9.3 full-time equivalents according to its most recent annual accounts.
Is L'Observatoire du Crédit et de l'Endettement financially healthy? Addrly gives L'Observatoire du Crédit et de l'Endettement a financial health grade of A, on a scale from A (safest) to E (most at risk). The failure probability and the indicators behind it are visible with a free account.
Is L'Observatoire du Crédit et de l'Endettement profitable? The annual accounts of L'Observatoire du Crédit et de l'Endettement for 2025 show a profit of € 38 479.
What is the equity of L'Observatoire du Crédit et de l'Endettement? The equity of L'Observatoire du Crédit et de l'Endettement was € 568 330 at the close of the 2025 financial year.
Who are the directors of L'Observatoire du Crédit et de l'Endettement? The annual accounts of L'Observatoire du Crédit et de l'Endettement record 15 mandates. The names, roles and dates are visible with a free account.
Can L'Observatoire du Crédit et de l'Endettement receive Peppol e-invoices? Yes. L'Observatoire du Crédit et de l'Endettement is registered on the Peppol network and can receive structured electronic invoices.
What does L'Observatoire du Crédit et de l'Endettement do? The main activity of L'Observatoire du Crédit et de l'Endettement is: Activities of membership organisations.