P.E.N. (Private limited company)
P.E.N. is a Belgian company registered with the Crossroads Bank for Enterprises under enterprise number 0448.226.607. It was founded on 15-09-1992. Its registered office is in Mortsel. Its main activity is: Insurance, reinsurance and pension funding, except compulsory social security. Its annual accounts for 2025 report equity of € -770 and a loss of € 7 600. Addrly gives it a financial health grade of A, on a scale from A (safest) to E (most at risk). It filed its annual accounts within the legal deadline for each of its last 4 financial years.
Information last updated on 07-10-2026.
Company information
Key figures of P.E.N.
| 2025 | 2024 | 2023 | |
|---|---|---|---|
Profit / lossiWhat the period earned after taxes. A negative amount is a loss. | € -7 600+14 % | € -8 793+66 % | € -26 119 |
EquityiWhat belongs to the shareholders: capital contributed, reserves and profits kept in the company. | € -770 | € 6 830-56 % | € 15 622 |
Total assetsiEverything the company owns. Equal to total equity and liabilities, which says how it is financed. | € 292 680-3 % | € 302 998-3 % | € 313 394 |
Gross marginiSales and other operating income, minus purchases of goods and services. What is left to pay the staff and everything else. | € 6 170+13 % | € 5 456-19 % | € 6 765 |
Employees (FTE)iAverage number of workers over the period, in full-time equivalents. | - | - | - |
Financial estimate
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Other companies in the same activity nearby.
| Company | Town |
|---|---|
| AMAZON INSURANCE | 2600 Antwerpen |
| BALOISE BELGIUM | 2600 Antwerpen |
| Steinmann en Cie | 2610 Antwerpen |
| ARGENTA ASSURANTIES | 2018 Antwerpen |
| EUROMEX | 2600 Antwerpen |
| Premia Insurance Europe | 2000 Antwerpen |
| ALPAKA | 2610 Antwerpen |
| Financieele Maatschappij van Sinte Mariaburg | 2930 Brasschaat |
Frequently asked questions
Is P.E.N. still active? Yes. The Crossroads Bank for Enterprises lists P.E.N. as active.
What is the VAT number of P.E.N.? P.E.N. is not registered for VAT. Its enterprise number is 0448.226.607.
When was P.E.N. founded? P.E.N. was founded on 15-09-1992.
What is the address of P.E.N.? The current registered office of P.E.N. is Heilig-Kruisstraat 28, 2640 Mortsel.
When did P.E.N. last file annual accounts? The latest annual accounts of P.E.N. were filed on 31-07-2026.
Does P.E.N. file its annual accounts on time? Yes. P.E.N. filed its annual accounts within the legal deadline for each of its last 4 financial years.
Is P.E.N. financially healthy? Addrly gives P.E.N. a financial health grade of A, on a scale from A (safest) to E (most at risk). The failure probability and the indicators behind it are visible with a free account.
Is P.E.N. profitable? The annual accounts of P.E.N. for 2025 show a loss of € 7 600.
What is the equity of P.E.N.? The equity of P.E.N. was € -770 at the close of the 2025 financial year.
Who are the directors of P.E.N.? The annual accounts of P.E.N. record 5 mandates. The names, roles and dates are visible with a free account.
Can P.E.N. receive Peppol e-invoices? Yes. P.E.N. is registered on the Peppol network and can receive structured electronic invoices.
What does P.E.N. do? The main activity of P.E.N. is: Insurance, reinsurance and pension funding, except compulsory social security.